Banking

We support the financial industry in its transformation into the future with tailor-made strategies and smart, innovative solutions

The financial sector is constantly changing – digitalisation, AI, sustainability and regulation are the drivers of the future. Banks must meet complex ESG requirements and adapt their business models while ensuring efficiency and competitiveness. Many institutions are looking for solutions to meet these challenges.

With our expertise, we develop and implement tailor-made strategies and intelligent digital solutions. We are committed to performance issues that are essential for mastering current and future challenges and ensuring sustainable growth.

Together with our clients, we achieve results that connect today with tomorrow.

Our services for the banking industry

We offer strategic expertise and innovative solutions for efficient processes and digital innovations in the following areas:

Management Consulting

Strategy & Transformation: We develop future-oriented corporate strategies for the financial sector.
Change & Digitalisation: We support change, innovation and the use of forward-looking AI solutions.
Project Management: We manage large projects and M&A initiatives.

Regulation & Auditing: We support financial institutions in implementing all regulatory requirements relating to supervisory law, internal auditing and reporting.
Governance & Compliance: We advise on control systems and regulatory and compliance risks and provide support in BaFin proceedings.
Processes & Organisation: We work with our clients to develop efficient structures and processes.

Treasury & Capital Management: We optimise our clients' asset allocation, processes and market data.
Pricing & Sales Management: We advise financial institutions on efficient calculation and cost control.
Regulatory & Auditing: We support our clients in implementing ICAAP, ILAAP, IRRBB and CRR III.

Risk Management & Models: We offer analysis and further development of credit risk models, including portfolio evaluation, parameter testing and RWA optimisation.
Data & Reporting: We take care of validation, monitoring and analytics.

Sustainability Strategy & Transformation: We develop individual sustainability strategies and support banks in the sustainable transformation of their business models.
Regulatory & Sustainability Reporting: We provide support in the implementation of all regulatory requirements relating to sustainability.
Climate risk and stress tests: Using scientifically based methods, digital tools and AI, we enable banks to identify and quantify climate risks and integrate them into their risk management.
Sustainability data management & digitalisation: We offer innovative and scientifically based solutions for the management and quality assurance of sustainability data.

Why choose us?

At msg for banking ag, we stand for professional and technical expertise in the banking industry. We are rethinking banking and combining in-depth banking know-how, industry-specific consulting, regulatory excellence and innovative software. With many years of project experience, an interdisciplinary team of experts and our own digital tools, we support banks from strategy to implementation – efficiently, practically and future-proof.

Latest articles on BANKING.VISION

Banking.Vision

AI-Driven Payment Fraud: Real-Time Payments Under Liability Pressure

How Social Engineering, Instant Finality, and PSD3 Fraud Prevention Are Becoming Core Functions Relevant to Liability AI-driven social engineering, real-time payments, and the new liability framework under PSD3/PSR are fundamentally transforming the payments landscape. Fraud prevention is shifting from a downstream control function to a liability-relevant real-time decision-making task, presenting banks, payment service providers, and merchants with new technical, operational, and regulatory challenges – particularly due to the need to make fraud decisions in a documentable and cross-system manner in real time.

Banking.Vision

Replication portfolios in the Variable Business: Optimal Design of Cash Flow and Margin for Phasing-Out Liability Products

Unlocking potential from phasing-out variable liability products? Discover how a well-structured product catalogue leads to higher margins, qualitatively improved cash flows, and simplified validation processes.

Banking.Vision

The Retirement Investment Account (AVD) Is Coming – and With It a Historic Opportunity

On 1 June 2026, the reform of the Retirement Savings Certification Act (AltZertG) was passed, paving the way for a new Retirement Investment Account (AVD). The starting gun fires on 1 January 2027. What does this mean for banks?

Banking.Vision

AMLR Redefines Risk Assessment: Five Challenges in Practical Implementation

Despite the clear direction set by AMLR, the new requirements for AFC risk assessments are causing headaches in everyday practice. Data silos, system discontinuities (Excel), missing audit trails, annual project cycles, and unclear responsibilities are complicating implementation. Part 2 of our blog series looks at the practical hurdles.

Upcoming Events in Banking

Jun 16, 2026 | Online
msg.ORRP/BAIS: Current banking statistics – BISTA, AUSTA and borrower statistics
This seminar provides insight into the fundamentals of banking statistics reporting, with a focus on monthly balance sheet statistics (BISTA), external positions of banks (MFIs), and borrower statistics (KRESTA).

Jun 17, 2026 | Online
Regulatory capital costs in pricing with MARZIPAN
As part of a live demo, you will get to know the EKKKSA performance level of our MARZIPAN solution and its contribution to taking into account the EBA guidelines on lending and monitoring (EBA/GL/2020/06). Using a calculation example, you will see directly in the software how the economic and regulatory capital costs are calculated in the contribution margin scheme in MARZIPAN and learn from our experts how the bottleneck principle of economic and regulatory capital can be taken into account in the preliminary calculation.

Jun 18, 2026 | Online
msg.ORRP/BAIS: collateral calculation in accordance with CRR III
In this short break seminar, you will learn about the msg.ORRP/BAIS approach to collateral calculation. The focus is on compliance with CRR III.

Jul 9, 2026 | Online
The Art of Modern AFC Compliance – From Converged Intelligence to Decision Centric AFC
A live discussion with experts from advisory, solution consulting and digital compliance services on how to move from siloed monitoring to converged, entity centric and decision driven financial crime prevention.